The Indiana Department of Insurance Offers Tips for Hoosiers Enrolling in Marketplace Coverage for 2024

Open enrollment began November 1st

Indianapolis – Open enrollment for 2024 coverage through the Health Insurance Marketplace starts on November 1, 2023. The open enrollment period gives you an opportunity to enroll, re-enroll or change your health insurance plan.

 Important Dates

• December 15, 2023: Last day to enroll in or change plans and pay the first month’s premium for coverage to start January 1, 2023.
• January 15, 2024: Last day to enroll in or change a 2024 health plan and pay the first month’s premium for coverage to start February 1, 2024. After January 15, 2024, you can enroll in or change plans only if you qualify for a Special Enrollment Period.

Consumers in Indiana who currently have marketplace coverage, or will need it in 2024, should make time to learn about the different types of plans offered through the marketplace at Healthcare.gov. The Indiana Department of Insurance provides a Marketplace Insurance Providers Map to help you determine what insurance providers are in your county. You also can preview 2024 plans and prices now at www.healthcare.gov/see-plans so that you will be ready to make your choice when open enrollment starts. Hoosiers may be entitled to enhanced financial assistance and subsidies via the American Rescue Plan and the Inflation Reduction Act.

 If you already have coverage through a marketplace plan, review your information to make sure it is accurate. You can update your application with any income and/or household changes. You may qualify for a different amount of financial assistance or find a different plan that costs less and/or better meets your needs. 

 If your plan is no longer available in 2024, you should receive a notice from your insurer and the marketplace. Even if your plan is continuing, it pays to shop around and check whether the doctors and/or hospitals your family uses are in the plan's networks. 

 If you need assistance, a certified Indiana navigator can assist you with the process to apply for your health insurance or contact an insurance agent. You may work with an Indiana Navigator in any county in Indiana free of charge. Find a Navigator in your area.